We had a client call today after getting frustrated with her bank. She wants to buy a small home near Wentworth for $55,000. She has 25% down and only needs a mortgage of $41,250.
Her bank kept stalling and not returning her phone calls. After three frustrating weeks and the purchase supposed to close tomorrow, she called us. We met her about an hour later, took a credit application, reviewed her credit report, calculated her debt ratio and by the end of our 45 minuite meeting we were able to tell her we could put the mortgage togther easily. We will have to delay the closing for 5-10 days, but at least our client can rest assured she will be able to buy her county retreat.
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Our client closed on her mortgage today. Both the client and her real estate agent are thrilled that we could put this deal together so quickly.
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